DSCR Loans

The Inches Group of MCM Mortgage at The Inches Group of MCM Mortgage

DSCR Loans

DSCR Loans Invest Without the Income Hassle

How DSCR Loans Work

DSCR Calculator

Why Investors Choose DSCR

DSCR Loan Programs

Standard DSCR

Low DSCR

Foreign National

Eligible Property Types

Frequently Asked Questions

Ready to Scale Your Portfolio?

LOAN PROGRAMS

No tax returns. No W-2s. No pay stubs. Qualify for investment property loans based on the property's income potential, not your personal income. Perfect for real estate investors who want to scale their portfolio.

Traditional mortgages require extensive personal income documentation. DSCR loans flip the script — the property itself becomes the borrower. If the rental income covers the debt, you qualify.

Your DSCR Ratio

1.25

Ratio ≥ 1.0 qualifies for most programs

DSCR loans remove the traditional barriers to real estate investing, letting you grow your portfolio faster.

Flexible options to match your investment strategy and property type.

DSCR loans work for a wide variety of investment property types.

Get answers to common questions about DSCR investment loans

Get pre-approved for a DSCR loan and start growing your real estate investments today. No income docs required.

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